Stop Guessing. Start Monitoring.
Let us tell you when it’s worth breaking your mortgage - and when it’s smarter to wait.
Our Mortgage Monitoring Tool tracks your rate, balance, maturity date, and penalty exposure in real time — and alerts you when there’s a strategic opportunity to save.
Our Mortgage Monitoring Tool tracks your rate, balance, maturity date, and penalty exposure in real time — and alerts you when there’s a strategic opportunity to save.
Most Canadians only review their mortgage when it’s up for renewal.
But by then? The best opportunities are already gone.
VeloMortgage.ca’s proprietary tool watches the market for you.
No more spreadsheets. No more guessing.
Just smart alerts when action makes sense - and silence when it doesn’t.
Here’s How Mortgage Monitoring Works
It’s simple, fast, and built to protect your bottom line — without spam or pressure.
1. Submit Your Mortgage Details
Tell us your rate, lender, and renewal date. It takes less than 60 seconds.
2. We Monitor Daily
Our system scans the market for savings and penalty break-even points automatically.
3. You Get an Alert When It’s Time
If a switch could save you $5,000+, you’ll get a personalized alert with next steps.