TD Bank: Canada’s Mortgage Giant Backed by Over 160 Years of Trust
TD Bank isn’t just another Big 5 bank — it’s a mortgage juggernaut built on over 160 years of trust, muscle, and market dominance.
Since 1855, TD has been the go-to lender for Canadians who demand solid service, killer rates, and mortgage options that actually work.
From first-time buyers hustling to get in the game to savvy investors scaling their portfolios, TD’s got the tools, tech, and track record to get you across the finish line — fast. With competitive rates, flexible terms, and nationwide reach, TD makes home financing a no-brainer for millions.
No gimmicks. No fluff. Just Canada’s banking heavyweight ready to back your next move.
Why TD Bank is a Top Choice for Canadian Mortgages
Discover flexible lending solutions, high-net-worth programs, and specialized financing designed to meet your unique mortgage needs.
Net Worth Lending
Tailored solutions for high net-worth individuals with complex financial profiles.
Home Equity Line of Credit (HELOC)
Flexible borrowing options that unlock your home’s equity for any financial need.
Type B Cottage Program
Easy financing for recreational and vacation properties across Canada.
U.S. Resident Programs
Specialized mortgage options for clients with cross-border financial needs.
Is TD Bank the smartest move for your mortgage?
I’ll help you find out, no guesswork, just answers.
What You Need to Know About TD BanK
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TD Bank serves clients across all of Canada, making them accessible whether you’re in a major city or a smaller community.
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Full English and French support available — no language barriers here.
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As a Schedule I bank, TD offers the security and reliability of one of Canada’s Big Five banks.
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Yes, TD provides a comprehensive online borrower portal so you can manage your mortgage anytime, anywhere.
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Of course - feels like you can see one on nearly every street corner! Your TD Bank also has mortgage specialists, however they may not always be on site. Booking an appointment or better yet working directly with your mortgage broker is always your best bet.
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TD’s product lineup is vast and varied, from traditional fixed and variable-rate mortgages to specialized lending for high-net-worth individuals, cottages, and cross-border financing. Whatever your needs, TD has options.
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Watch out — TD’s payout penalties can be steep, so read the fine print before you commit.
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Rates offered in-branch often aren’t competitive compared to what savvy mortgage brokers can negotiate, so working with a broker could save you serious money.
📞 Contact & Tools: Everything You Should Know About TD Bank
Branches, Portals, and Brokers, Oh my! TD’s got everything you want and more to ensure you’re all set.
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66 Wellington Street West
Toronto, ON M5K 1A2
(Although they have branches everywhere!) -
Phone (English): 1-800-722-3098
Phone (French): 1-866-827-3757
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Monday to Friday 8 AM to 10 PM, Saturday & Sunday 10 AM to 6 PM (Eastern Standard time)
For phone banking, which can also include mortgage inquiries, they’re open 24/7 (wow!)
Although TD accepts mortgage applications directly from clients, the mortgage specialists do not usually have access to best rates, and may not know the ins and outs of their specialty products. That means if you're wondering whether their rates, products, or flexibility are the right fit for your next move…
👉 Let’s talk first.
I’ll help you navigate their offerings and see if TD Bank’s the smart choice for your situation - or if another lender can beat them at their own game.
Follow TD Bank’s Socials:
Heads-Up:
These accounts are helpful if you're into deep dives and industry speak.
But if you want advice that actually applies to you?
👉 [Get in touch with me first.]
I’ll show you if Threepoint'’s the right fit - and how to make your mortgage work harder.
