Lender History:
Desjardins Group, founded in 1900 by Alphonse Desjardins, is the largest cooperative financial group in North America. Headquartered in Lévis, Quebec, it offers banking, insurance, and wealth management services. Known for its community-focused approach, it supports local economic development. Desjardins emphasizes sustainability and innovation in its operations.
Lender Key Strengths
Desjardins stands out in real estate lending by offering tailored solutions for unique property types. Whether it's financing hobby farms, multi-family residential units up to 8-plexes, or off-grid island cottages, Desjardins combines expertise with flexibility. They also provide specialized products for Airbnb properties, tiny homes, and vacant land, including an innovative HELOC product. With a strong focus on supporting rental property investments, Desjardins empowers clients to achieve their real estate goals, no matter how unconventional or specialized their needs may be.
Factors to consider:
When considering Desjardins for real estate lending, it's important to note that their niche products—such as financing for hobby farms, off-grid cottages, or Airbnb properties—may come with specific conditions tailored to the unique nature of these properties. Additionally, while Desjardins offers unparalleled expertise and flexibility in niche financing, their interest rates for these specialized products may not always be the lowest in the market. Weighing the value of customized solutions against potential cost differences is key to determining the best fit for your real estate goals.
Contact Information and Links for Desjardins:
Head Office Location:
100, avenue des Commandeurs
Lévis (Québec) G6V 7N5Contact Information:
Phone: 1-800-224-7737
