Lender History:
Founded in 1991, Alta West Capital is a Canadian-based private lender with a strong reputation for providing alternative mortgage solutions. With over three decades of experience, Alta West specializes in helping clients who may not qualify with traditional lenders—offering flexible options for refinancing, equity take-out, debt consolidation, and more. Headquartered in Calgary, Alberta, Alta West operates across Canada and is known for its common-sense approach to lending, strong customer service, and commitment to helping clients achieve their financial goals when the banks say no.
Lender Niches
Alta West Capital is a private lender specializing in creative, flexible mortgage solutions for clients who may not meet traditional lending guidelines. They offer competitive HELOC options and great rates on a variety of lending products—often up to 80% loan-to-value (LTV). Alta West is also a strong choice for investors and business owners, with financing available for multi-residential and mixed-use properties. Whether you're looking to access equity or finance a unique property, Alta West brings experience and adaptability to every deal.
Factors to consider:
Alta West Capital offers flexible lending solutions, but there are a few key points to keep in mind. Most of their mortgage products are closed for 12 months, meaning early payout may come with penalties. While they are a private lender, they still consider income and existing debt when assessing qualification. Additionally, rates and lender fees are based on your credit profile and the loan-to-value (LTV) ratio, so stronger equity and credit can lead to better terms. Understanding these factors can help you determine if Alta West is the right fit for your needs.
Contact Information and Links for Altawest Capital:
Head Office Location:
#810 – 10201 Southport Road SW, Calgary, AB T2W 4X9Contact Information:
Phone: 1-888-554-9075
